The Oakglen Wealth Discretionary Investment Management Service

Navigating the complexities of financial markets requires a blend of expertise, insight, and innovation. At Oakglen Wealth, we take pride in delivering a discretionary investment management service that goes beyond conventional approaches. Central to this is our risk management framework which seeks to limit drawdowns.

In this article, Oakglen Wealth Investment Manager, Myles Renouf, provides a detailed look into our investment philosophy and the performance we have delivered for our clients.

Our investment philosophy is founded on our investment beliefs. These beliefs provide a framework for exercising judgement and making investment decisions. The investment beliefs are not a checklist, but a guide for making decisions that often require balancing multiple associated decision factors:

1

A long-term investment horizon is a prerequisite to tolerate some volatility in asset values and returns, as long as there is sufficient liquidity within the portfolio.

2

Strategic asset allocation is the dominant determinant of portfolio risk and return;

• We will aim to diversify the portfolio across different risk factors and return drivers.

3

Risk will only be taken where we have a strong belief we will be rewarded for it.

4

Costs matter and need to be effectively managed.

5

Our preference is for active management over passive; however, index tracking strategies will be used where we lack conviction or demonstrable evidence that value cannot be added through active management.

6

Risks are multi-faceted and not fully captured through measures such as volatility or maximum drawdown;

• There is a clear process for managing risk through the development of a product risk rating framework.

Our risk management framework seeks to limit the drawdowns in our portfolios, resulting in a less volatile outcome for clients and compelling risk-adjusted returns. Furthermore, we are not benchmark constrained, which provides us with greater flexibility whilst navigating financial markets.

By way of an example our Diversify strategy, tailored for medium-risk investors, has delivered a net return of +20.5% since its inception (31.12.2019) to year-end 2023. In comparison, the ARC Sterling Balanced Asset PCI peer group achieved a return of +7.9% over the same period.

Similarly, the Grow strategy, designed for high-risk investors, has returned +33.2% net of fees since its inception (31.12.2019) to year-end 2023. This has resulted in an outperformance of 19.2% versus the peer group, with the ARC Sterling Equity Risk PCI delivering +14% over the same period.

In 2023, our Diversify and Grow strategies continued to deliver favourable returns with the Diversify strategy returning +6.1%, outperforming the peer group’s return of +5.8%, and the Grow strategy generating a return of +8.8% compared to the peer group’s return of +8.3%.

By employing a blend of thorough research, diversified asset allocation, and proactive risk and portfolio management, led by our Chief Investment Officer, Jeff Brummette, we have produced consistent investment returns for our clients.

Looking ahead, we continue to invest in our people, and systems. In today’s digital age, innovation and technology play a pivotal role in driving investment process. Recognising this, we utilise cutting-edge tools and advanced analytics to enhance our decision-making processes and optimise portfolio performance. Our investment platform, hosted by SEI, provides clients with real-time access to their portfolios, performance metrics, and market insights. We will also be shortly launching an app for Android and iOS.

Over the last few years, we have experienced significant growth, reflected not only in our expanding client base and assets under management, but also in the recruitment of new personnel and the establishment of an office in London following FCA approval in 2022. As our business has flourished, we have sought out talented professionals who share our values and vision, individuals who bring diverse perspectives, skills, and experiences to our team which now numbers 30 employees across Jersey and the UK.

To find out more about our discretionary investment management services, please contact the below:

Jersey

Email	Jersey@oakglenwealth.com
Tel	+44 (0) 1534 789 942

Email	UK@oakglenwealth.com
Tel	+44 (0) 20 4583 1118

Capital may be at risk.

Myles Renouf

Investment Manager

+44 (0) 1534 854 503

Disclaimer

This document is distributed by Oakglen Wealth Limited and / or Oakglen Wealth (Jersey) Limited (hereafter “Oakglen”) to you for your information and discussion only. Unless otherwise stated nothing in this document constitutes investment, legal, accounting, real estate, conveyancing, surveying or tax advice, or a representation that any investment is suitable or appropriate to your individual circumstances, or otherwise constitutes a personal recommendation to you. It is not a solicitation or an offer to buy or sell any security or other financial instrument. Any information including facts, opinions or quotations, may be condensed or summarised and is expressed as of the date of writing. The information may change without notice and Oakglen is under no obligation to ensure that such updates are brought to your attention. The price and value of investments and any income that might accrue could fall or rise or fluctuate. The price of shares and income from them may fall as well as rise and is not guaranteed. You may not get back the amount of your original investment. A change in the economic environment, possible changes in the law and other events may cause future performance to deviate from that expressed or implied in this document. Please note that past performance, simulations and forecasts are not a reliable guide to future returns. If an investment is denominated in a currency other than your base currency, changes in the rate of exchange may have an adverse effect on value, price or income. Investing in Packaged Retail and Insurance-based Investment Products (PRIIPs) carries a high level of risk and may not be suitable for all investors.

Any information provided by a client and used to produce this document will have been checked by Oakglen for plausibility only and the client notified accordingly of any obvious anomalies. This document and any related recommendations or strategies may not be suitable for you; you should ensure that you fully understand the potential risks and rewards and independently determine that it is suitable for you given your objectives, experience, financial resources and any other relevant circumstances. You should consult with such adviser(s) as you consider necessary to assist you in making these determinations. The opportunities and risks associated with each investment product can be found in the relevant underlying securities prospectus and any other supplementary documents. All documents will be made available at any time upon request.

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Investments may have no public market or only a restricted secondary market. Where a secondary market exists, it is not possible to predict the price at which investments will trade in the market or whether such market will be liquid or illiquid. As such, for investments not listed or traded on any exchange, pricing information may be more difficult to obtain, and the liquidity of the investments may be adversely affected. A holder may be able to realise value prior to an investment’s maturity date only at a price in an available secondary market. The issuer of the investment may have entered into contracts with third parties to create the indicated returns and/or any applicable capital protection (in part or in full). The investment instrument's retention of value is dependent not only on the development of the value of the underlying asset, but also on the creditworthiness of the Issuer and / or Guarantor (as applicable), which may change over the term of the investment instrument. In the event of default by the issuer and/or Guarantor of the investment, and / or any third party the investment any income derived from such contracts is not guaranteed and you may get back none of, or less than, what was originally invested. Parties other than the Issuer or Guarantor (as appropriate) mentioned in this document (for instance the Lead Manager, Co-structurer, Calculation Agent or Paying Agent) do neither guarantee, repayment of the invested capital nor financial return on the investment product, if nothing is indicated to the contrary. Any capital protection given is usually an inherent part of the product; provided through the use of options, futures or other derivative products. You may have to accept smaller returns on an investment relative to a direct investment in the underlying index, basket, etc. because of the costs involved in providing the capital protection. Such capital protection normally only applies if the investment is held until maturity. The amount of initial capital to be repaid may be geared, which means that a fall in the underlying index or securities may result in a larger reduction in the amount repaid to investors. Alternative investments, derivatives or structured products are complex instruments that typically involve a high degree of risk and are intended for sale only to investors who are capable of understanding and assuming the risks involved. Structured products carry counterparty risk, in that in the event of default by the issuer you may lose some or all of your capital invested even when the product carries capital guarantees. Where this document relates to emerging markets, such investments should be made only by sophisticated investors or experienced professionals, who have independent knowledge of the relevant markets, are able to consider and weigh the various risks presented by such investments and have the financial resources necessary to bear the substantial risk of loss of investment in such investments.

The services described are provided by Oakglen or by its subsidiaries and/or affiliates in accordance with appropriate local legislation and regulation. Certain products and services may not be available in all locations or to all Oakglen clients.

Data Source: Oakglen Wealth (Jersey) Limited and Oakglen Wealth Limited, otherwise specified.

Oakglen is a registered business name of Oakglen Wealth (Jersey) Limited and Oakglen Wealth Limited.

Oakglen Wealth (Jersey) Limited is regulated in Jersey by the Jersey Financial Services Commission for the conduct of Investment Business and is a limited company with company number 121454, incorporated in Jersey on 7 June 2016. Its business address is 4th Floor, 1 IFC, St Helier, Jersey, JE2 3BX.

Oakglen Wealth Limited is authorised and regulated by the Financial Conduct Authority. The registered address of Oakglen Wealth Limited is 30 Golden Square, London, United Kingdom, W1F 9LD and is registered in England and Wales with number 13182724.

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