11.07.21

July 2021 Investment Summary

For our July 2021 Investment Summary, we take a closer look at the latest news and market trends we are seeing take place this month.

World equity markets, excluding China, had another month of strong positive performance. Corporate earnings releases covering the second quarter of 2021 were generally very good, often exceeding already high expectations. Company profit margins also remain high, especially in the tech sector, despite higher input costs.

There were concerns mid-month about the virulence of the Delta variant of Covid-19, that perhaps its spread would halt re-openings and possibly bring back restrictions on activity and threaten growth. Coincident with this were rising fears that inflation would remain high, provoking the central banks to tighten their policies. The June inflation data for the US showed headline inflation at 5.4%, the highest since 2008 (when oil was nearly $150 a barrel.) Equity markets wobbled for a few days. These fears proved transitory as the yield on the benchmark US ten-year maturity government bond fell below 1.2% and equity markets sharply recovered.

It was a very different story in the Chinese markets where new heavy handed and unexpected (to some) regulations on the activities of the large Chinese tech firms were announced. Those companies with listings outside of China were particularly hard hit. Huge mega cap firms such as Tencent, Alibaba and Baidu saw their share prices down as much as 20% intra month. Just as markets stabilised, new restrictions were announced on the large for-profit education and tutoring companies, which essentially terminated their for-profit status. This was disastrous for their share prices. These new rules come from the very top levels of the Chinese government, which under President Xi look to reign in some of the free-wheeling capitalist behaviour of their tech sector and the many billionaires it has spawned. The government has announced that further restrictions and rules will be forthcoming. It is hard to see Chinese equities outperforming with this backdrop.

The Federal Reserve, the ECB and the Bank of England have all recently held meetings, delivering a consistent message across the board. Economies are doing better as vaccinations and reopening of activity take place. Inflation is currently above target, but this is a transitory phenomenon because of temporary supply disruptions and base effects in the inflation calculations. Monetary policy will remain accommodative to ensure a continued recovery from the pandemic (along with ongoing support from fiscal policy) and to ensure that longer-term inflation goals will be met. All the major central banks have adopted asymmetric inflation targeting, meaning that inflation slightly above 2% for a few years is allowed as it will make up for the many years of inflation running below target. These central banks continue to assert that should the rise in inflation prove to be more permanent, then they would take appropriate action. Talk is cheaper than action and this remains to be seen. The next move by central banks will be to modestly reduce the scale of their asset purchases, so they will be tightening policy but in no way will policy become “tight”. It is possible we could see an announcement from the Federal Reserve before year end outlining their planned reduction in asset purchases.

The spread of the much more contagious Delta variant Covid-19 and its effect on activity is the hardest factor to evaluate. In countries with a large percentage of the population vaccinated there appears to be limited appetite for the re-imposition of lockdowns or serious restrictions on activity. If one looks at the UK as a template, as it was the first nation to see a surge in infections from this variant, then the signs are encouraging. While there was a sharp spike in infections there was not a commensurate surge in hospitalisations and deaths. Let’s hope this is the correct model for the rest of the vaccinated world. China is taking harsher actions now that the Delta variant has shown up there, and it is unclear how significant an impact on economic activity their actions will have.

In summary, we remain comfortable that the combination of very accommodative monetary policy and stimulative fiscal policies along with the ongoing reopening of activity and further progress in vaccinations will support growth and corporate earnings. This should continue to boost equity markets. Fixed income will periodically be troubled by the persistence of higher “transitory” inflation numbers, and we would hold minimal exposure here. We expect further catch up from UK and European markets relative to the US.

Read more from our Chief Investment Officer Jeff Brummette in our upcoming August 2021 Investment Summary. Stay tuned for more insights from Oakglen on the hot topics and latest trends in the financial markets. You can also sign up to our mailing list for more regular communications using the section below.

Jeff Brummette
Chief Investment Officer

Disclaimer

This document is distributed by Oakglen Wealth Limited and / or Oakglen Wealth (Jersey) Limited (hereafter “Oakglen”) to you for your information and discussion only. Unless otherwise stated nothing in this document constitutes investment, legal, accounting, real estate, conveyancing, surveying or tax advice, or a representation that any investment is suitable or appropriate to your individual circumstances, or otherwise constitutes a personal recommendation to you. It is not a solicitation or an offer to buy or sell any security or other financial instrument. Any information including facts, opinions or quotations, may be condensed or summarised and is expressed as of the date of writing. The information may change without notice and Oakglen is under no obligation to ensure that such updates are brought to your attention. The price and value of investments and any income that might accrue could fall or rise or fluctuate. The price of shares and income from them may fall as well as rise and is not guaranteed. You may not get back the amount of your original investment. A change in the economic environment, possible changes in the law and other events may cause future performance to deviate from that expressed or implied in this document. Please note that past performance, simulations and forecasts are not a reliable guide to future returns. If an investment is denominated in a currency other than your base currency, changes in the rate of exchange may have an adverse effect on value, price or income. Investing in Packaged Retail and Insurance-based Investment Products (PRIIPs) carries a high level of risk and may not be suitable for all investors.

Any information provided by a client and used to produce this document will have been checked by Oakglen for plausibility only and the client notified accordingly of any obvious anomalies. This document and any related recommendations or strategies may not be suitable for you; you should ensure that you fully understand the potential risks and rewards and independently determine that it is suitable for you given your objectives, experience, financial resources and any other relevant circumstances. You should consult with such adviser(s) as you consider necessary to assist you in making these determinations. The opportunities and risks associated with each investment product can be found in the relevant underlying securities prospectus and any other supplementary documents. All documents will be made available at any time upon request.

Oakglen does not advise on the tax consequences of investments, and you are advised to contact a tax adviser should you have any questions in this regard. The levels and basis of taxation are dependent on individual circumstances and are subject to change. This document may relate to investments or services of an entity/person outside the United Kingdom, or to other matters which are not regulated by the Financial Conduct Authority, or in respect of which the protections of the Financial Services Compensation Scheme. Further details as to where this may be the case are available on request in respect of this document. Additionally, this document may relate to investments or services of an entity/person outside Jersey, or to other matters which are not regulated by the Jersey Financial Services Commission, or in respect of which the protections of the Jersey Financial Services Commission for retail clients. Further details as to where this may be the case are available on request in respect of this document.

This document has been prepared from sources Oakglen believes to be reliable, but we do not guarantee its accuracy or completeness and do not accept liability for any loss arising from its use. Oakglen reserves the right to remedy any errors that may be present in this document. Oakglen, its affiliates and / or their employees may have a position or holding, or other material interest or effect transactions in any securities mentioned or options thereon, or other investments related thereto and from time to time may add to or dispose of such investments.

This document is intended only for the person to whom it is issued by Oakglen. It may not be reproduced either in whole, or in part, without our written permission. The distribution of this document and the offer and sale of the investment in certain jurisdictions may be forbidden or restricted by law or regulation. This communication does not constitute the solicitation of an offer to purchase or subscribe for any investment or service in any jurisdiction where, or from any person in respect of whom, such a solicitation of an offer is unlawful.

Investments may have no public market or only a restricted secondary market. Where a secondary market exists, it is not possible to predict the price at which investments will trade in the market or whether such market will be liquid or illiquid. As such, for investments not listed or traded on any exchange, pricing information may be more difficult to obtain, and the liquidity of the investments may be adversely affected. A holder may be able to realise value prior to an investment’s maturity date only at a price in an available secondary market. The issuer of the investment may have entered into contracts with third parties to create the indicated returns and/or any applicable capital protection (in part or in full). The investment instrument's retention of value is dependent not only on the development of the value of the underlying asset, but also on the creditworthiness of the Issuer and / or Guarantor (as applicable), which may change over the term of the investment instrument. In the event of default by the issuer and/or Guarantor of the investment, and / or any third party the investment any income derived from such contracts is not guaranteed and you may get back none of, or less than, what was originally invested. Parties other than the Issuer or Guarantor (as appropriate) mentioned in this document (for instance the Lead Manager, Co-structurer, Calculation Agent or Paying Agent) do neither guarantee, repayment of the invested capital nor financial return on the investment product, if nothing is indicated to the contrary. Any capital protection given is usually an inherent part of the product; provided through the use of options, futures or other derivative products. You may have to accept smaller returns on an investment relative to a direct investment in the underlying index, basket, etc. because of the costs involved in providing the capital protection. Such capital protection normally only applies if the investment is held until maturity. The amount of initial capital to be repaid may be geared, which means that a fall in the underlying index or securities may result in a larger reduction in the amount repaid to investors. Alternative investments, derivatives or structured products are complex instruments that typically involve a high degree of risk and are intended for sale only to investors who are capable of understanding and assuming the risks involved. Structured products carry counterparty risk, in that in the event of default by the issuer you may lose some or all of your capital invested even when the product carries capital guarantees. Where this document relates to emerging markets, such investments should be made only by sophisticated investors or experienced professionals, who have independent knowledge of the relevant markets, are able to consider and weigh the various risks presented by such investments and have the financial resources necessary to bear the substantial risk of loss of investment in such investments.

The services described are provided by Oakglen or by its subsidiaries and/or affiliates in accordance with appropriate local legislation and regulation. Certain products and services may not be available in all locations or to all Oakglen clients.

Data Source: Oakglen Wealth (Jersey) Limited and Oakglen Wealth Limited, otherwise specified.

Oakglen is a registered business name of Oakglen Wealth (Jersey) Limited and Oakglen Wealth Limited.

Oakglen Wealth (Jersey) Limited is regulated in Jersey by the Jersey Financial Services Commission for the conduct of Investment Business and is a limited company with company number 121454, incorporated in Jersey on 7 June 2016. Its business address is 4th Floor, 1 IFC, St Helier, Jersey, JE2 3BX.

Oakglen Wealth Limited is authorised and regulated by the Financial Conduct Authority. The registered address of Oakglen Wealth Limited is 30 Golden Square, London, United Kingdom, W1F 9LD and is registered in England and Wales with number 13182724.

It has come to our attention that certain individuals are falsely claiming to represent Oakglen Wealth Limited, using identity to falsely obtain goods or services from third parties. These fraudsters may be soliciting credit or other financial transactions under our name. We advise that any request for credit or advance payment of goods or services made on behalf of Oakglen Wealth Limited be treated with suspicion unless confirmed directly through the official contact details provided on this website. We strongly encourage you to contact us immediately if you are approached with any such requests. Oakglen Wealth Limited fully rejects any liability for losses, damages, or fraudulent activity that may arise from interactions with fraudsters.

X